When you want something but don't need it!
Everyone always asks themselves when they get there first paycheck is what do I want first? I know this cause I went through the same thing. Honestly, you should be thinking first is how much can I save to get what I need. Here's my story for an example. I made mistakes of using my money for clothes, shoes, food, and other unnecessary things instead of saving for a car. But now when I need it the most I am in a bit of a pickle. Thankfully I just got a job and this is going to help me get a car. First thing I need to do is see how many hours I'm going to work a week and how much I'm going to make every two weeks.
After doing that I am going to have to start saving every paycheck. Which would mean that I can't go out anywhere. I would need to save for this car. If you have to make reminders what you are saving for do it cause it really does help. You need to have this reminder in the back of your head all the time so if your passing a clothing store and you think you have to have that beautiful dress in the window, pull out the reminder and make yourself see it. That way you don't want the dress anymore. Or if you need to pay for blood work, medical stuff, pull out the reminder of you need to get this done.
Second is that after you get your first paycheck and all the others after that put it in your savings account that way out of sight out of mind. All of your paychecks and money will start to add up which will help you get what you need. I know it's going to be hard. I am trying to get a car and move two dogs to Hawaii at once. But if I can do this then you can too. There are a lot of priorities that we have but you need to balance them out. If someone offers you help do not turn them down. Just simply pay them back when you can. I know that no one likes to hear about money problems and how to save, but if you are in a pickle like I am then it's time to actually do it.
Check your bank! They might be able to help you out. I put in two loans hoping I get one. If not then I will check back next month and see if they can now. You never know what there is in store. My bank will help me get me a car I just need to do a little research.
I will be keeping you updated for the next two months so that I can let you know what I am up to and how I am getting this done!
After doing that I am going to have to start saving every paycheck. Which would mean that I can't go out anywhere. I would need to save for this car. If you have to make reminders what you are saving for do it cause it really does help. You need to have this reminder in the back of your head all the time so if your passing a clothing store and you think you have to have that beautiful dress in the window, pull out the reminder and make yourself see it. That way you don't want the dress anymore. Or if you need to pay for blood work, medical stuff, pull out the reminder of you need to get this done.
Second is that after you get your first paycheck and all the others after that put it in your savings account that way out of sight out of mind. All of your paychecks and money will start to add up which will help you get what you need. I know it's going to be hard. I am trying to get a car and move two dogs to Hawaii at once. But if I can do this then you can too. There are a lot of priorities that we have but you need to balance them out. If someone offers you help do not turn them down. Just simply pay them back when you can. I know that no one likes to hear about money problems and how to save, but if you are in a pickle like I am then it's time to actually do it.
Check your bank! They might be able to help you out. I put in two loans hoping I get one. If not then I will check back next month and see if they can now. You never know what there is in store. My bank will help me get me a car I just need to do a little research.
I will be keeping you updated for the next two months so that I can let you know what I am up to and how I am getting this done!